For housing professionals

Mortgage Protection Referral Network for Loan Officers and Real Estate Agents

Mortgage loan officers and real estate agents can submit business details for private review and explore responsible ways to share homeowner education.

Start the application See how review works

An application is not acceptance and does not promise contact, referrals, compensation, exclusivity, territory, lead volume, or opportunities.

A clear professional lane

Education first. Homeowner choice always.

This application is for professionals who want to help homeowners find plain-language information about optional mortgage protection life insurance and related household planning tools.

Keep roles clear

Mortgage protection life insurance is separate from a mortgage loan, PMI, FHA MIP, and homeowners insurance. ProtectTheMortgage.com is not a lender, and this insurance is not required by this site or as a condition of using it.

Keep the homeowner in control

Professionals should never enter a consumer’s information here. A homeowner chooses whether to use the site’s private quote-request path and provides their own consent.

Keep commitments separate

The application creates no affiliation, endorsement, appointment, agency, compensation, reciprocal-referral, or co-marketing arrangement.

How review works

One business-only application

1
Submit professional details
Provide your role, company, license or registration identifier, primary market, and business contact information.
2
Private administrative review
Authorized site administrators review the information you submit and may compare it with public records. A submitted identifier or public record is not proof of current authorization, verification, endorsement, or acceptance.
3
Separate next step, if appropriate
An administrator may contact you about the application. Any next step or relationship would be documented separately.

Credential resources

Mortgage professionals can review public licensing and registration information through NMLS Consumer Access (opens in a new tab). Real estate license records are maintained by the applicable state licensing authority. A displayed identifier or record should not be treated by itself as confirmation of current authority.

Professional application

Tell us about your work

Use your business contact information. Do not include any homeowner, borrower, applicant, client, policyholder, financial, medical, or government-identification information.

Professional roleFirst nameLast nameBusiness emailBusiness phone OptionalU.S. business numberCompany, brokerage, or employerBusiness website or public profile OptionalPublic HTTPS page onlyPublic credential IDSubmitted public identifier; it does not establish current authorization or acceptanceLicense or registration jurisdictionChoose the primary state license or federal MLO registration tied to the submitted identifierPrimary business statePrimary city or marketHow are you interested in participating?

Application-only notice

Submitting authorizes ProtectTheMortgage.com to store and review the professional and business contact information you provide. It does not create network status, acceptance, an endorsement, employment, agency, joint venture, exclusivity, territory, a referral or compensation agreement, or a promise of contact, referrals, lead volume, or opportunities.

See how professional application information is handled in our Privacy Policy and Terms of Use.

Homeowner resources you can share

Start with the resource that owns the homeowner’s question

These pages provide education and planning tools without changing the professional application or promising insurance availability.

Mortgage protection basicsDefines optional mortgage protection life insurance and separates it from a mortgage loan.Mortgage protection, PMI, and FHA MIPIdentifies who each concept protects, what triggers it, and who may receive a benefit.Coverage-needs calculatorShows mortgage-payoff, payment-runway, and broader household-need scenarios without contact information.Household needs worksheetHelps a household inventory survivor needs, existing coverage, savings, and other resources.Mortgage responsibility studyProvides reproducible state-level Census housing data, methods, and downloadable files.

Professional boundaries

What this application does—and does not—authorize

Participation discussions must remain consistent with applicable laws, licensing rules, employer policies, advertising requirements, and homeowner consent.

Do

Use your own current business information.
Keep homeowner education optional and separate from the loan or real estate transaction.
Represent your license or registration, employer, role, and any future relationship accurately.
Let homeowners submit their own information and consent.

Do not

Submit borrower, client, policy, financial, medical, or identity information.
Promise approval, pricing, coverage, insurance availability, or a required purchase.
Claim acceptance, affiliation, endorsement, or authority before a separate written confirmation.
Assume compensation, reciprocal referrals, gifts, or co-marketing are part of this application.

No referral-fee or marketing agreement is created.

When an arrangement involves settlement-service business connected with a federally related mortgage loan, RESPA Section 8 can apply; other federal and state rules may also apply. Any future compensation, marketing, data-sharing, or referral terms would require separate written review. See the CFPB’s RESPA Section 8 FAQs (opens in a new tab).

Application FAQs

Before you apply

These answers define what the public application can and cannot do.

Who may apply?

The current application is designed for U.S. mortgage loan officers and real estate agents or brokers. Applicants should provide their own current business information and submitted public license or registration identifier.

Does submitting make me a network member?

No. Submission creates an application record for administrative review only. It is not acceptance, membership, endorsement, employment, agency, or a business agreement.

Does the application guarantee referrals or compensation?

No. Applying does not guarantee contact, referrals, leads, volume, compensation, exclusivity, territory, co-marketing, or any opportunity. Any future arrangement would require separate written terms and compliance review.

May I submit a homeowner or client through this form?

No. Never enter consumer or client information in the professional application. A homeowner who wants to request follow-up should use the homeowner quote-request form themselves and provide their own consent.

What happens after I submit?

Your business details are stored for private administrative review. Submitted information may be compared with public records when appropriate, but an identifier or public record does not by itself establish current authorization, verification, endorsement, or acceptance. If a further conversation is appropriate, an administrator may contact you; timing and contact are not guaranteed.